The Perfect Pair: Best Credit Cards for Beginners to Maximize Travel Rewards

If you're just starting your travel points journey, the number of credit card options available can be overwhelming.

Fortunately, you can maximize your points and miles with a simple two-card strategy: the American Express Green Card and the American Express Everyday Preferred.

The American Express Green Card is a great choice for beginners because it offers 3x Membership Rewards points for travel and restaurant purchases, with no foreign transaction fees. This card is currently offering a sign-up bonus of 40,000 points after spending $3,000 in the first six months.

The Everyday Preferred card is perfect for everyday spending, with 3x points at supermarkets (up to $6,000 per year) and 2x points at gas stations. You'll receive a 50% bonus on all points earned each statement cycle if you make 30 or more purchases. This card has a sign-up bonus of 15,000 points after spending $2,000 in the first six months.

The best part about these two cards is that they both earn Membership Rewards points, which can be redeemed for travel through the Membership Rewards program. This program features a variety of airline and hotel transfer partners, including Aer Lingus, British Airways, Delta Airlines, Hilton, and Marriott.

For example, you can easily book flights on Delta Airlines using your Membership Rewards points through Amex Travel. However, it's important to note that the Everyday Preferred card has a 2.7% foreign transaction fee, so it's best to use this card for domestic purchases.

One of the best things about this combo is the versatility of redemption options. Membership Rewards points can be used to book flights, hotels, cruises, and even pay for Uber rides or purchases made directly with select retailers.

For beginners, it's easy to redeem points through the Membership Rewards travel portal to book flights, hotels, and activities. You can also use points to book flights directly with airlines or hotels directly with hotels.

The Green Card and the Everyday Preferred card are an excellent starting point for those new to the world of travel points and miles. With this dynamic duo, you can earn points on everyday purchases, travel, and restaurant expenses and take advantage of Membership Rewards' simple redemption options.

Remember, the best strategy is to pay off your cards in full each month, so you don't accrue any interest or fees.

Happy traveling, and happy point-earning!

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